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Small business owners can sponsor health insurance plans for their employees. This benefits employees as they do not have to pay the entire health care premium costs by themselves while small businesses can write off their premium contributions as a business expense.Does small business have to provide health insurance?
No requirement to provide health insurance. You can enroll employees in a SHOP insurance program, with no tax credit. A few states have changed the definition of a small business to those with fewer than 100 employees, qualifying them to use the SHOP plans as well.Should small business offer health insurance?
Even if health insurance is offered to full-time employees, small business owners may not offer it to part-time employees. However, expanding these benefits may be seen as an extra perk of employment. Note that the Affordable Care Act does not require that employers provide health insurance.